Saturday, July 22, 2006
PriNcEsS on CrEdit RiSk AsSeSsMeNt AnAlySiS (CRAA)
CRAA test yesterday was very very difficult
even if you study.. you may not know how to answer it..
time plays an important factor..
there's only 1h to complete da so-called 5 short answer questions..
but mind you.. it's not that..
theoratically.. there should be tons of things to write..
but
firstly there's no time..
and secondly.. hee.. i dunno what to write..
so i ended up repeating myself again and again..
but i think it's a good test paper..
'cos it tests on one's level of intelligence..
'cos normally you can find da answers in da notes..
but this time round..
sorry.. no.. answers couldn't be found in da lecture notes..
so it ultimately tests on our ability to analyse and interpret da questions correctly..
for example..
there's this tricky question whereby it gives you a sentence
"term loan is riskier than overdraft"
and da qns asks you to state with examples when needed whether da statement is theoratically and/or practically true..
if you aren't careful.. you would answer "it's not true"
that's what melly, hy and diana did..
lucky for me.. after much mental debating on this question..
i wrote "it's theoratically true"
but i din saw da "and/or".. i only thought i could only choose one..
haix..
anyway.. i think i'm right on this question.. but whether i could get da full 10 marks would be another story.. 'cos i really wrote very little things..
and i hate da cash flow question..
i don't even know what to write..
but i believe no one would fail this test..
it's only a matter of how well you fare..
i think david tan is still considered quite lenient..
hmm.. i think so bahx.. is he?
*shrug* who cares?
and if you look on da bright side..
this test is so damn difficult..
so it would imply that the exam would be a lot easier ritex?
hmm.. i choose to believe this..
i even use this to console myself while doing da paper..
haa..
always look on da bright side~
flew into your heart at [12:56:00 AM]
Chin Jie Ying a.k.a Josephine
18 Sept 1987
Loyang Primary School, Chung Cheng High School (Main), Singapore Polytechnic (Diploma in Banking and Finance)
josephinecjy@hotmail.com, jiecying@yahoo.com.sg
Music playing
*Never Be Replaced
*melissa
*yao wen
*hui ying
*dennis
*diana
*malcolm
*tobbie
*cenying
*yong sheng
*kevin chua
*suacheo
*linching
*melody
*ruoci
*angel
*jocelyn
*chuanzhi
*jun hong
*you're safe in my world*
In this world where everything seem uncertain.
only ONE thing is definite
you're always be my cherished prince
beyong word
beyong time
and
beyong distance
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